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Baccarat Variations

Chemin de Fer

Chemin de Fer is a version of baccarat that can be found in some European casinos (mostly French casinos).

The object of the game is the same - to get winning hand as close to 9 as possible, and the hand values are determined by the same rules as for American baccarat.

The main difference is that the casino doesn't play the role of banker, In Chemin de Fer you cannot just bet on Player or Bank (Punto or Banco); you must be one or the other. The players wager among themselves and the bank rotates among the players. The play of the banker can be declined, it then passes to the next player to the right, so the shoe moves counterclockwise around the table like a train (Chemin de Fer is French for "railroad").

In Chemin de Fer the Casino has no direct involvement in the betting. It only provides:

  • A dealer or "Croupier" to make sure the rules are adhered to and that everything runs smoothly
  • he necessary gaming equipment; table, chairs, the shoe called "sabot" and the cards

For all these, the Casino takes a percentage commission, or rake, (usually 5%) on all winning Bank hands (no risk involved for the house).

Unlike American Baccarat, Chemin De Fer also has flexible drawing rules for the third card:

  • Player has the option of either drawing or standing on five (In the American baccarat the player automatically hits if he has total of 5 or less)
  • The play of the banker is completely optional
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