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Baccarat Variations

European Baccarat

European Baccarat has two key differences in rules as compared to American Baccarat:

  • The player has the option of standing or drawing on 5
  • The banker (controlled by dealer) also has an option on whether to draw a third card, although in practice the casino generally follows the rules of play for American baccarat

The casino finances the banker's hand:

  • The Banker funds $1,500. If a player bets $1,000 and the second player bets $500, the next players are not allowed to bet anymore

When a player wants to cover the entire banker's bet, he calls out "banco"; and no other players are allowed to bet during that round.

Players who choose to bet with the bank to win are charged the same 4 or 5 percent of their winnings, like in any other version of baccarat.

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